We accept all major insurance companies – or we can take your out-of-pocket payment if you are without insurance or would prefer not to go the insurance route. Take advantage of our free estimates and then you choose the best option for you. We’re known as the body shop alternative because we give you the option of different scopes of repair work. Customers who go through insurance typically get a full-scope repair job, but then find that their insurance rates go up. On the other hand, those who don’t want to go through insurance often ask us how much it would cost to do a full-scale repair job out-of-pocket and are dismayed when they get the estimate; however, they’re thrilled when we give them a lower estimate to repair just the main items. It’s truly up to you as to how you want to approach the repair work.